AFT + is the name of the member benefit programs available to AFT members and their families. Many of the programs are provided through Union Privilege, the benefit arm of the AFL-CIO; others are unique to AFT and are coordinated directly through AFT PLUS. Explore the site and learn more about the savings and services available to you as a union member.


Click here to visit the official AFT + Member Benefits Page and to learn more.




  • Auto and Home Insurance*
    Provides protection for members' most valuable assets - their cars and homes. Benefits include special discounts for AFT members, convenient payment options and a deductible savings benefit for safe drivers.
  • $10,000 No-Cost Term Life**
    New AFT members can apply for $10,000 of term life protection at no-cost for 12 months.

  • Term Life*
    Designed to provide financial protection for your loved ones in the event of a premature death. New AFT members are entitled to $10,000 of coverage for a period of one year at no cost. ** 

  • InsuranceDisability Income*
    Provides up to 60 percent of a member's monthly income in the event he or she is unable to work due to an accident or extended sickness.

  • Universal Life*
    If actively at work, a member can obtain up to $150,000 of protection with no medical tests or health questions. 

  • Catastrophic Major Medical Plan* Protects members from the financial hardships that can accompany major illness and injury from out-of-pocket healthcare costs. This plan supplements a member’s basic health insurance by paying expenses not covered by his or her primary coverage or Medicare. 

  • Long-Term Care*
    Maintains a member's financial freedom and gives flexibility in making choices in the event of a long-term illness or a chronic condition.

  • Pet Insurance
    Your pet can have their own insurance. Policies include older pets, accident-only coverage and more. 

  • Pet Assure Veterinary Care Savings
    Members can save 25 percent off their bill at participating veterinarians. 


  • Health Club Discounts
    Save on new health club memberships at more than 10,000 health clubs nationwide. 

  • Dental and Health Discounts
    Members and their families can receive discounts from a network of participating providers. A dental-only plan is just $99 a year. A dental, vision and prescription plan provides substantial savings on all of these items for $119 a year.

  • Limited Medical Plan
    A fixed payment policy offering a combination of limited medical benefits and a fully insured prescription plan for generic drugs. 

  • Vision Plan 
    An affordable solution to vision care for members and their families. The plan includes in-network savings at more than 30,000 locations.

  • Life Line Screening (Carotid Artery Screening)
    Painless, non-invasive Stroke/Carotid Artery, Heart Rhythm, Abdominal Aortic Aneurysm, and Peripheral Arterial Disease Screening at various locations throughout the United States for only $135.

    Member discounts for online Consumer Reports Health subscriptions.

    The AFT and the AFT Benefit Trust have an expense reimbursement/endorsement arrangement with some providers of products promoted on this page. For information about these programs or contractual expense reimbursement and/or endorsement arrangements with providers of endorsed programs, please call AFT financial services at 800/238-1133, ext. 4493, or send an e-mail to, or visit


  • Legal Services*
    Members are in touch with a nationwide network of more than 2,000 law offices that offer free 30-minute consultations and discounted services.

  • Credit and Budget Counseling
    Certified credit counselors are available 24 hours a day to help members with confidential financial guidance, free consumer credit counseling services and discounted debt management assistance.


  • Credit Card
    The AFT MasterCard offers no annual fee, low–rate** balance transfers and 100 percent fraud protection.

  • Secured Credit Card
    AFT has a secured card to help members who are seeking to establish or repair credit.

  • Mortgage
    Home buying and refinancing is made easier and more affordable for members with competitive mortgage rates and special union-member protections.

  • Save My Home Hotline
    A dedicated Save My Home Hotline staffed by HUD-trained counselors is available free to all members to discuss mortgage issues. 

  • Retirement Planning Calculator
    AFT has online tools to help members plan for a financially secure retirement.

    * NYSUT members have similar programs through NYSUT Member Benefits Trust. To obtain more information about these plans, members can call 800/626-8101.
    ** The interest rate a member receives is based on the member’s credit history. 
    The AFT Benefit Trust has an expense reimbursement/endorsement arrangement with the providers of many of the products promoted on this page.



  • Entertainment Discounts
    Members can save on movie tickets, movie rentals, theme park admissions and much more. 

  • MoviesCar Rental
    AFT + car rental programs with Alamo, Avis, Budget and National will meet members’ travel needs and stretch their vacation dollars.

  • Auto Club
    The AFT + Auto Club will be there to help members with vehicle-related problems, anywhere in the country, 24/7/365. 

  • Hotel Discounts
    Save up to 20 percent off the best available restricted rate at more than 6,400 participating hotels worldwide.

  • Go Ahead Tours - Escorted Tours for Adults of All Ages
    A variety of tour types - safaris, food and wine, spa, cruises and city stays.

  • Extra Holidays by Wyndham
    AFT members save 20 percent at one of more than 70 one-, two-, and three-bedroom deluxe suites.

  • Endless Vacation Rentals
    AFT members receive a 10 percent discount at approximately 200,000 Wyndham vacation rental properties worldwide.

    * NYSUT members have similar programs through NYSUT Member Benefits Trust. To obtain more information about these plans, members can call 800/626-8101.

    ** The AFT Benefit Trust has an expense reimbursement/endorsement arrangement with the providers of many of the products promoted on this page.



  • NEW OFFERINGS - Effective July 1, 2011

  • Discounted Educational Supplies with FREE Shipping
  • Mary Kay -  20% off and FREE Shipping
  • AFT Advantage
    Exclusive access to an online shopping program. Save from 10 percent to 70 percent off electronics, apparel, home furnishings, tickets and much more.  


  • Flowers Save 20 percent on all orders, and have flowers, gifts and plants hand-delivered anywhere in the world.


  • Books
    Powell’s online bookstore has a huge selection of new and used books, including textbooks. 


  • Magazines
    AFT Subscription Services provides members with the lowest rates and the best customer service on magazine subscriptions, renewals and gifts. 


  • Moving Van Discounts 
    Discounts on interstate moves and do-it-yourself moves. 

    Discount Wireless pix

  • AT&T Wireless Discount 
    Members can receive a discount of 15 percent 
    on AT&T wireless plans.  


    Member discounts for online Consumer Reports subscriptions.

  • Dell Computers
    Savings on selected Dell products. 

​The AFT and the AFT Benefit Trust may have an expense reimbursement/endorsement arrangement with the providers of someof the products promoted on this page.